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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great savings account

Great intrest rate and easy to use Reviewed on: 17th March 2023

Easy to use with great interest rates

An easy to setup and use app for instant access savings at a great rate. Reviewed on: 17th March 2023

Fabulous!

Easy app to set up & great savings rates! Reviewed on: 17th March 2023

saving pots

The Zopa app was soo easy to set up & to be verified with no waiting for codes to come through the post so I could start saving immediately, especially when the interest rates were the best on the market. Loved the choice of different saving pots & the ease of moving from one to another. Would highly recommend to all age groups especially mine of the over sixties. Reviewed on: 17th March 2023

Great

Good savings interest rate and easy to set up an account Reviewed on: 17th March 2023

Praise

Very efficient App and high savings rate. Trusted and feel assured Reviewed on: 17th March 2023

Zopa

Good, fast and easy access service every thing can be controlled through the app Reviewed on: 17th March 2023

Ease of use

It was so easy and quick to setup my savings account and the option to have separate pots with differing interest rates is great. I have already recommended Zopa to others who are also impressed. Reviewed on: 17th March 2023

Zopa praise

So easy to set up and operate and best interest rate around Reviewed on: 17th March 2023

Easy Set Up

Easy to set up a new account and good rates of interest Reviewed on: 17th March 2023

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