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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great

Good savings interest rate and easy to set up an account Reviewed on: 17th March 2023

Praise

Very efficient App and high savings rate. Trusted and feel assured Reviewed on: 17th March 2023

Zopa

Good, fast and easy access service every thing can be controlled through the app Reviewed on: 17th March 2023

Ease of use

It was so easy and quick to setup my savings account and the option to have separate pots with differing interest rates is great. I have already recommended Zopa to others who are also impressed. Reviewed on: 17th March 2023

Zopa praise

So easy to set up and operate and best interest rate around Reviewed on: 17th March 2023

Easy Set Up

Easy to set up a new account and good rates of interest Reviewed on: 17th March 2023

Easy set-up, intuitive app

It was very easy to set up my account, and the app is intuitive and well designed. Would recommend! Reviewed on: 17th March 2023

Easy set up and good rates

I set up the account quickly and easily. I get a good interest rate relative to other online accounts. I particularly like the boost savings. Reviewed on: 17th March 2023

So easy to set up

Recommendation from MSE, very easy and very happy Reviewed on: 17th March 2023

Great account

Easy to use, easy to transfer money. Great rate. Thank you! Reviewed on: 17th March 2023

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