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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

So easy and worth it!

Makes a nice change to have a savings product that is easy to set up and manage, with a good rate of return without having to jump through any hoops. Others should learn from this if they want to stay competative. Reviewed on: 17th March 2023

Easy, clear and good rates of interest

It’s been so easy to start making the most of my money! Smooth, quick and uncomplicated with fast transfer times and I love the booster pots option where you can save even more. The flexibility of the account is great as I have the option to be able to access my money easily and squirrel away some for a choice of longer periods ranging from just a few weeks or however long I want. I would recommend this to anyone looking for an easy, hassle free way to save. Reviewed on: 17th March 2023

So easy

So easy to set up and a great rate Reviewed on: 17th March 2023

Great service

Great service easy to use app and excellent interest rates very competitive! Recommend to all savers to use Reviewed on: 17th March 2023

Competative Rates

Zopa has consistantly remained competative with the savings accounts on offer, often quite hard to beat. Reviewed on: 17th March 2023

So Easy

Opening an account could not gave been easier and funds are credited and debited so quickly. Super account Reviewed on: 17th March 2023

Easy and secure

The account was very easy to set up, the interest rate is great and there are no hidden terms I have to adhere to - I can access the money when I want Reviewed on: 17th March 2023

Zopa - does what it says on the tin!

Very easy to open the account and transfer money in and out. Market leading interest rates on smart saver too. Very pleased. Reviewed on: 17th March 2023

Good rates. Good notice options

Very easy to setup and use. Find it extremely helpful to be able to set the notice periods for many cash pots in the same account Reviewed on: 17th March 2023

Very happy

I moved from my Halifax savers account to Zopa purely because of the interest rate being a lot higher. I really like the layout and the fact you can have booster pots too. I’ve only been using it for a short while but I have no complaints so far Reviewed on: 17th March 2023

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