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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent savings account

We’ve set up a savings account for some big occasions which are happening in 6 years time. It’s easy to transfer to, has a great interest rate and I love seeing my money grow! Reviewed on: 21st February 2023

Amazing

Zopa is amazing in terms of credit card savings and other services Reviewed on: 21st February 2023

Quick and easy high interest rates

Zopa is easy and quick to use with speedy instant access. Good interest rates too. Reviewed on: 21st February 2023

Great bank

I have credit card and a smart saver account with zopa and I'm very pleased with the service and app they provide..Excellent thank you. Reviewed on: 21st February 2023

Simple and easy

Would recommend their various savings products, especially the smart saver Reviewed on: 21st February 2023

Love Zopa

Quick to set up an account. Great user friendly app. Love the option to create ‘saving pots’ and to boost my savings too by getting higher interest rates for locking down my savings a little longer - great incentives providing flexibility too - genius. Modern banking at it’s best. Reviewed on: 21st February 2023

Best card

Best app best credit card. You can always see your spend Reviewed on: 21st February 2023

Easy and simple way to save

Online set up so easy to do. Great customer service with the downloadable app. Reviewed on: 21st February 2023

Amazing savings account

Very easy to use. Quick and easy to put money in and taking out. Reviewed on: 21st February 2023

Great returns

Been seeing great returns on my savings and as it’s paid monthly you see it more regularly then you can earn interest on that too Reviewed on: 21st February 2023

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