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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use, great rates

I found it easy to set up my account and move money in and out. I especially like the option to boost the savings rate by setting a different notice period. Reviewed on: 21st February 2023

Quality savings account

Well run and good interest rates Reviewed on: 21st February 2023

Amazing!

Love Zopa! An easy to use app with great interest rates that are some of the best I’ve seen around. Would fully recommend. Reviewed on: 21st February 2023

Easy to use

A very simple and uncomplicated way to save with great flexibility Reviewed on: 21st February 2023

Good interest rate on easy access

Good to see a bank offering decent interest rates on easy access savings. A little goes a long way in a cost of living crisis Reviewed on: 21st February 2023

Easy t use account

Great account, easy to use and good rate of interest Reviewed on: 21st February 2023

Superb Service!

The Zopa Smart saver is very straight-forward to open, offers a highly competitive rate and even offers custom lock-ins are higher rates. Everything is at the convenience of an app. All round great product! Reviewed on: 21st February 2023

Excellent!

The Zopa app is clear and easy to use, and informative, too. Plus the interest rate is very competitive for instant access accounts. Reviewed on: 21st February 2023

Review

Great app, responsive etc. Products attractive with competitive rates. Reviewed on: 21st February 2023

Fantastic place for your savings!!

Really simple to set up. Easy to use app. And the interest rates are quite simply unbeatable. I would highly recommend Zopa to anyone looking for somewhere beneficial and convenient for their savings to live :) Reviewed on: 21st February 2023

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