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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Super account!

Opened super quick over the app for myself and then my partner did the same. This is the easiest and quickest account I’ve ever opened… and then it’s super user friendly too. Couldn’t be happier! Reviewed on: 21st February 2023

Easy to use and great addition of different pots allowing for varied savings

The application and sign on process is very easy and secure. The use of additional saving pots means I can spread my savings across different account with higher rates of interest bases on how frequently I need to access my savings. Reviewed on: 21st February 2023

So easy to use

Quick to a wet up, easy to manage, clear app. Great all round Reviewed on: 21st February 2023

Easy to access

Easy to access, easy to navigate, easy to transfer. Couldn't fault it Reviewed on: 21st February 2023

Best savings account

I found it to be extremely easy and efficient to use and great interest rates for savings. Reviewed on: 21st February 2023

Market leading rates and so quick

Simple and fast with choice of accounts and more Reviewed on: 20th February 2023

Quality Product

A quality product which is great for the casual saver. I’ve managed to use it & save several hundreds of pounds which will grow into thousands. You have the option of having a higher interest rate with a 30 day period to access the money. Alternatively, you can use the easy access for a lower interest rate and access the money immediately. Both good options depending on your wants & needs. I would recommend using Zopa smart saver! Reviewed on: 20th February 2023

Easy to use app - great communication

Great app, simple to use and clear access to savings - great interest too. Reviewed on: 20th February 2023

Pleased

Good rates, easy to use. Pleased with service. Reviewed on: 20th February 2023

Fab

A super easy way for me to save, great interest rates, incredibly flexible. So easy to transfer from other bank accounts to Zopa savings. Love having the separate savings pots aswell!! Reviewed on: 20th February 2023

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