Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Quality Product

A quality product which is great for the casual saver. I’ve managed to use it & save several hundreds of pounds which will grow into thousands. You have the option of having a higher interest rate with a 30 day period to access the money. Alternatively, you can use the easy access for a lower interest rate and access the money immediately. Both good options depending on your wants & needs. I would recommend using Zopa smart saver! Reviewed on: 20th February 2023

Easy to use app - great communication

Great app, simple to use and clear access to savings - great interest too. Reviewed on: 20th February 2023

Pleased

Good rates, easy to use. Pleased with service. Reviewed on: 20th February 2023

Fab

A super easy way for me to save, great interest rates, incredibly flexible. So easy to transfer from other bank accounts to Zopa savings. Love having the separate savings pots aswell!! Reviewed on: 20th February 2023

User friendly and great interest rates

I love the simple and user-friendly interface of Zopa. That coupled with its excellent interest rates make it a banking app with real benefits you feel on a monthly basis. Reviewed on: 20th February 2023

Excellent service

Easy to use app and excellent savings rates Reviewed on: 20th February 2023

Saving is so easy!

Saving with the Zopa Smart Saver is so easy! The accounts offer great rates of interest, and it is simple to move money between accounts, Reviewed on: 20th February 2023

Brilliant.

Well worth it and helped us achieve our dreams. Reviewed on: 20th February 2023

Easy to save with great rates

I have been using Zopa for about six months and love how I can save in pots for different things and also select if I want to lock it away for higher rates. It's simple to add money from other banks and it takes about twenty minutes to arrive. Reviewed on: 20th February 2023

Simple App to use and flexible savings

I have used zopa for approx. 6 months now. I find the App very intuitive to use. I absolutely love the flexibility of instant, 7, 31 and 95 day access. Along with fairly competitive rates. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Junior Instant Access Savings
from Nationwide 0.00 from 0 reviews
Easy Saver
from Lloyds Bank 4.57 from 75 reviews
Savings
from BLME 4.09 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub