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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

User friendly and great interest rates

I love the simple and user-friendly interface of Zopa. That coupled with its excellent interest rates make it a banking app with real benefits you feel on a monthly basis. Reviewed on: 20th February 2023

Excellent service

Easy to use app and excellent savings rates Reviewed on: 20th February 2023

Saving is so easy!

Saving with the Zopa Smart Saver is so easy! The accounts offer great rates of interest, and it is simple to move money between accounts, Reviewed on: 20th February 2023

Brilliant.

Well worth it and helped us achieve our dreams. Reviewed on: 20th February 2023

Easy to save with great rates

I have been using Zopa for about six months and love how I can save in pots for different things and also select if I want to lock it away for higher rates. It's simple to add money from other banks and it takes about twenty minutes to arrive. Reviewed on: 20th February 2023

Simple App to use and flexible savings

I have used zopa for approx. 6 months now. I find the App very intuitive to use. I absolutely love the flexibility of instant, 7, 31 and 95 day access. Along with fairly competitive rates. Reviewed on: 20th February 2023

An excellent notice account

An excellent flexible notice account with good interest rates, very easy to use Reviewed on: 20th February 2023

great rate

Simple to use and easy to understand Reviewed on: 20th February 2023

Perfect

It’s such an easy way to save with amazing interest rates Reviewed on: 20th February 2023

Great bank!

Great saving bank! Recommended to friends! Reviewed on: 20th February 2023

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