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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Money is locked away

As someone who finds it hard to save, dipping in to what ever I put away. having an account that has a good interest rate and that I can’t just take money out of. Is a godsend. Reviewed on: 20th February 2023

Easy to open, easy to use, great rates

Opening online was a doddle, managing the account via the app is easy. Great interest rates to boot! Reviewed on: 20th February 2023

Brilliant service and interest rates

Brilliant service and interest rates Reviewed on: 20th February 2023

Smart saver

So easy to use easy to set up - great rates and like the different pots as I gave them as different savings goals Reviewed on: 20th February 2023

Thank you

For rewarding me for saving with you!!! Reviewed on: 20th February 2023

Excellent rates, easy to use.

Easy and flexible manipulation of money in the pots. Reviewed on: 20th February 2023

Easy to set up and easy to use

Very easy to set up. The flexibility it gives me is perfect for my needs. Interest rates are comparable with others. Reviewed on: 20th February 2023

Easy to set up and use

I've found this really easy to use and excellent interest rate Reviewed on: 20th February 2023

Best interest rate on the market

So easy to move my money around and create saving pots for even higher interest returns. Thank you! Reviewed on: 20th February 2023

Banking refreshed!

Zopa put the customer’s experience front & centre by making the whole application, transfer & on going account management smooth, easy, intuitive & secure. If Apple did banking, this is what it would look like. Reviewed on: 20th February 2023

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