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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good interest rate and easy set-up

I was attracted by good interest rate and easy set up process. Transfering money both direction is also very easy and convenient. I hope it stays that way Reviewed on: 20th February 2023

Simple and effective savings

Zopa Smart Saver pots allow me to manage my money with minimal effort. Different 'pots' with money saved for different future expenses (and with competitive interest rates) all in one well designed app. Perfect! Reviewed on: 20th February 2023

An easy to use savings account with great interest rates

SmartSaver by Zoopa is a really easy to use savings account app and, for instant access the savings rates are the best I have found. Reviewed on: 20th February 2023

Savings account

Good, competitive rate of interest Reviewed on: 20th February 2023

Simple easy savings

Great very smooth process. Was able To get saving really quickly Reviewed on: 20th February 2023

Quick, easy and worthwhile

Great savings account- quick to set up, easy to use and great interest rates. Fully recommend :) Reviewed on: 20th February 2023

Best & easy to use saving account

Easier than other similar products to deposit and withdraw money with the added benefit of being able to boost your money within the same account which isn't offered by other providers. I've also found ZOPA has been quicker than other providers in updating their rate when the bank of England have raised interest rates which I appreciate and would move to other providers if they didn't do this Reviewed on: 20th February 2023

Great, simple to use and rewarding.

The app is ridiculously simple, and the day to day savings interest are up there with the best on the market. Would recommend to everyone! Reviewed on: 20th February 2023

fantastic product

easy to use and very competitive rates Reviewed on: 20th February 2023

Excellent

Really good, great rates, simple interface. Reviewed on: 20th February 2023

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