Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use

The app is simple and easy to use. Reviewed on: 20th February 2023

Great service

Really great service, different options for savings with great rates, easy to use app Reviewed on: 20th February 2023

Straightforward & good interest

Easy to set up and use the app with a range of savings options and good interest rates. Reviewed on: 20th February 2023

Always one of the first banks to increase savers rates

Offers different levels of choices for savers with reasonable access times Reviewed on: 20th February 2023

Great savings acccount

Easy to use and would highly recommend Reviewed on: 20th February 2023

Clear and Easy

Really easy to set up, very clear and straightforward to use. Best interest rates out there at the moment. Reviewed on: 20th February 2023

Excellent

Great company to deal with excellent customer service Reviewed on: 20th February 2023

Smart saver account

super easy-to-use app and very clean design and product features Reviewed on: 20th February 2023

Great place to stash savings

Easy to open an account, good interest rates offered, no faff moving money around. Highly recommended. Reviewed on: 20th February 2023

Very happy with the app.

Easy to use and money transferred quickly. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

eSaver (discontinued)
from Nottingham Building Society 4.74 from 63 reviews
Savings
from Marcus by Goldman Sachs 4.74 from 115 reviews
HomeSaver
from Tembo Money 4.86 from 50 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Credit card
from Zopa 4.94 from 44339 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub