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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use App and very competitive interest rates

This is an entirely App based account. Everything was done via the App from registering for the account which was fairly straightforward to operating the account. Very competitive rates of interest compared to my high street bank and so I have recommended this App and account to various family members who have all signed up for it too. Reviewed on: 20th February 2023

Just the easiest way to save I've found in a long time

So easy to use via the app … but equally you can download 'proper' statements whenever you need to. All that, coupled with a decent savings interest rate (rare at the moment!) makes it a no-brainer. Reviewed on: 20th February 2023

Easy!

Easy to use! Great savings interest goes on monthly Reviewed on: 20th February 2023

Just what I want out of a finance company!

I love Zopa. I use the app all the time, it's easy to use and it has all of your loans and savings info to hand, you don't need to scrape about looking for it. I highly recommend Zopa. Reviewed on: 20th February 2023

Easy to use

The app is simple and easy to use. Reviewed on: 20th February 2023

Great service

Really great service, different options for savings with great rates, easy to use app Reviewed on: 20th February 2023

Straightforward & good interest

Easy to set up and use the app with a range of savings options and good interest rates. Reviewed on: 20th February 2023

Always one of the first banks to increase savers rates

Offers different levels of choices for savers with reasonable access times Reviewed on: 20th February 2023

Great savings acccount

Easy to use and would highly recommend Reviewed on: 20th February 2023

Clear and Easy

Really easy to set up, very clear and straightforward to use. Best interest rates out there at the moment. Reviewed on: 20th February 2023

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