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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

The Perfect Saver

incredibly convenient, brilliant rates, 10000% recommend, absolutely perfect saver. Reviewed on: 20th February 2023

Great Savings Account

Great account, love the fact that you can have different pots of money earning different rates of interest. Reviewed on: 20th February 2023

Easy and Efficient

Setting up the account was easy and the interest rates are good. Transferring money in and out of my account has been stress free. Reviewed on: 20th February 2023

Friendly and Professional

All my dealings with Zopa have been friendly and professioinal and queries I had have been handled courtiously and quick, no hanging about waiting. Reviewed on: 20th February 2023

Zopa savings

Zopa is an easy to use App and pays a good rate of interest. Reviewed on: 20th February 2023

Easy App

Easy to set up and use, to transfer money into various savings accounts, highly recommended. Reviewed on: 20th February 2023

Love Zopa!!

Absolutely love saving with Zopa. I love the flexibility of having various pots that I can boost as needed. Really easy to navigate and the interest rates are really competitive. I’ve already got my boyfriend to open an account and can’t stop raving about Zopa to anyone who will listen! Reviewed on: 20th February 2023

Easy to set up

Very easy set up, connected my bank account within mins and now the payment is automatic each month. Reviewed on: 20th February 2023

Easy to use and a little bit of interest

I find the account is ideal as I try to keep back as much as possible each month, it also makes we more cautious about spending when I have to transfer to my normal First Direct account. Also a little amount of interest is beneficial Reviewed on: 20th February 2023

Flexible Savings

I really like the option to have boosted pots, even if only to separate amounts of money visually so I can save and keep track a lot easier. Reviewed on: 20th February 2023

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