Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use

Very easy and simple to use , with good rates as well! Reviewed on: 20th February 2023

Great Savings account

Using the Zopa app to save money is so easy. It's great that you have the option to lock away money for different things and earn different interests depending on how long you want to lock the money away for. I ahve been recommending this bank to all my friends. Reviewed on: 20th February 2023

Grand!

Easy to use and easy to navigate the app. Reviewed on: 20th February 2023

Realy excellent overall

Excellent overall - may not suit everyone's way of working with money but for me it is perfect and allows me to maximise any interest I may have Reviewed on: 20th February 2023

No frills no fuss savings account

Does what it says. Good interest rate, easy to use and not bombarded with spam offers. Reviewed on: 20th February 2023

Easy to use

My savings account was easy to set up and use plus gives a great interest rate! I can dip into it very easily when needed. Reviewed on: 20th February 2023

Great experience

Happy about it ,Zopa is a great provider with good interest rates Reviewed on: 20th February 2023

Zopa delivers on savings

React quickly to changing rates and always at the top of the tree on competitive savings rates. Excellent. Reviewed on: 20th February 2023

Easy to use and good interest rates

Easy to transfer money and good visibility for all my savings pots. Also best interest rate I found with same day access. Reviewed on: 20th February 2023

Love the savings pots

Love to have different pots to keep my money, saving is clear and easy Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Club Lloyds Saver
from Lloyds Bank 4.21 from 76 reviews
Savings
from Harpenden Building Society 4.24 from 443 reviews
Fixed term savings
from Sidekick 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Zopa: Smart Saver reviews

89% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Zopa Smart Saver reviews (8149)

Flexible, high interest, easy to use banking app

Easy to use

Great Savings account

Grand!

Realy excellent overall

No frills no fuss savings account

Easy to use

Great experience

Zopa delivers on savings

Easy to use and good interest rates

Love the savings pots

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Credit card

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024