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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

No frills no fuss savings account

5
Does what it says. Good interest rate, easy to use and not bombarded with spam offers. Reviewed on: 20th February 2023
A user's avatar
A user

Easy to use

5
My savings account was easy to set up and use plus gives a great interest rate! I can dip into it very easily when needed. Reviewed on: 20th February 2023
Rupa Mariyampillai's avatar
Rupa Mariyampillai

Great experience

4
Happy about it ,Zopa is a great provider with good interest rates Reviewed on: 20th February 2023
Aly Fahmy's avatar
Aly Fahmy

Zopa delivers on savings

5
React quickly to changing rates and always at the top of the tree on competitive savings rates. Excellent. Reviewed on: 20th February 2023
Andy Biltcliffe's avatar
Andy Biltcliffe

Easy to use and good interest rates

5
Easy to transfer money and good visibility for all my savings pots. Also best interest rate I found with same day access. Reviewed on: 20th February 2023
Onika's avatar
Onika

Love the savings pots

5
Love to have different pots to keep my money, saving is clear and easy Reviewed on: 20th February 2023
Sarah Doyle's avatar
Sarah Doyle

Easy to use

5
Easy to set up, easy to use. What’s not to love Reviewed on: 20th February 2023
Dwest's avatar
Dwest

Amazing product offers

5
Offer some of the best methods of savings of all financial providers. The products offered allow the customer to have a level of control of their savings that is incredibly useful and the different levels of savings provide great assurance for future target goals Reviewed on: 20th February 2023
Phil Saunders's avatar
Phil Saunders

Brilliant rate and amazingly user friendly

5
Great interest rates which are updated quickly. Super easy to set up. Reviewed on: 20th February 2023
Jon-Luke Kirton's avatar
Jon-Luke Kirton

Fabulous customer focused!

5
So easy to open and manage an account with Zopa. Excellent interest rates. Love the online service, easy to navigate Reviewed on: 20th February 2023
LG's avatar
LG

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