Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great App based savings.

Good interest rates that can be boosted easily and separated for different purposes. Reviewed on: 20th February 2023

Brilliant bank and the app is so easy

So easy to use the app and everything is so easy Reviewed on: 20th February 2023

Some of the best short term savings interest rates available

The app is so easy to use and the interstates are very good. I have already got four members of my family to set up savings accounts. Reviewed on: 20th February 2023

Easy peasy

So easy and straightforward to set up and use! Reviewed on: 20th February 2023

Easy to Use, Great Visibility and Flexibility

I love the visibility of using different pots for my savings and the flexibility of being able to have different notice periods on each one. The app is extremely user friendly and easy to access. Reviewed on: 20th February 2023

Saving made easy

Easy to set up, easy to use and versatile with the various saving pots that can be set up. Reviewed on: 20th February 2023

Great company to work with

Can't fault this company great products and services Reviewed on: 20th February 2023

Simple and effective

Great rates and a simple easy to use interface Reviewed on: 20th February 2023

Great rates, very easy to use

I chose Zopa after months of considering the best savings provider for my needs. Zopa offered the ability to have a great instant access rate plus boosted rates for 7, 21 or 3 months notice. The rates were as good as many 1 year fixed accounts. Easy to set up, user friendly interface, makes saving easy and tailored to individual needs. Interest is paid monthly, therefore you are earning interest on your interest earned, unlike providers who only pay out annually. The pots help to distinguish my different savings goals/purposes. Reviewed on: 20th February 2023

Easy to use

Great app, easy to use, easy access Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Beverley Building Society 4.91 from 272 reviews
Easy Access
from Charter Savings Bank 3.41 from 26 reviews
Savings
from Allica 4.82 from 1313 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub