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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to manage savings account

Never had an online only account but setting up my savings account with an automated monthly deposit was very easy via the app. Competitive interest rates also Reviewed on: 20th February 2023

Easy to use and good rates of interest

Easy to use and good rates of interest. Reviewed on: 20th February 2023

Great interest rates and easy to use

I trust Zopa to always have competitive interest rates. I find the pots very useful. Reviewed on: 20th February 2023

Quick and easy to use

Zopa is a very convenient way to save money, their app is easy to use and move money around various pots, for the short term saver or longer term growth fund. Reviewed on: 20th February 2023

Great App based savings.

Good interest rates that can be boosted easily and separated for different purposes. Reviewed on: 20th February 2023

Brilliant bank and the app is so easy

So easy to use the app and everything is so easy Reviewed on: 20th February 2023

Some of the best short term savings interest rates available

The app is so easy to use and the interstates are very good. I have already got four members of my family to set up savings accounts. Reviewed on: 20th February 2023

Easy peasy

So easy and straightforward to set up and use! Reviewed on: 20th February 2023

Easy to Use, Great Visibility and Flexibility

I love the visibility of using different pots for my savings and the flexibility of being able to have different notice periods on each one. The app is extremely user friendly and easy to access. Reviewed on: 20th February 2023

Saving made easy

Easy to set up, easy to use and versatile with the various saving pots that can be set up. Reviewed on: 20th February 2023

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