Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

The best savings app out there.

Easy to setup and use. Money moves around instantly. Excellent security and wonderful intuitive app. Reviewed on: 20th February 2023

Great

Great interest rate m, great service Reviewed on: 20th February 2023

Excellent and easy

Great interest rates and really straightforward to open Reviewed on: 20th February 2023

Fats to open, great rates, great innovation (pots)

Great idea that you can easily move money ebtween differernt term "pots" without creating lots of extra accounts. So fast to open - much better than traditional bank offerings Reviewed on: 20th February 2023

So easy

I've already recommended 2 family members after setting up my account through the app. Easily the best savings account I've had. Reviewed on: 20th February 2023

Zopa

A great way to do your banking due to it's ease of use and excellent rates. I recommend this to all my friends Reviewed on: 20th February 2023

Easy to use and flexible periods with bonus saving rates

We've been really happy with Zopa. The ability to move savings into separate pots for different lengths of time with bonus saving rates is really useful and really easy. Deposits and withdrawals are seamless too! Reviewed on: 20th February 2023

Easy to use and reliable

I moved to Smart Saver, it's easy to use, reliable and I would recommend to all my friends. Reviewed on: 20th February 2023

Service speed

Easy app, great rates, lots of options Reviewed on: 20th February 2023

Great service

Great service, easy to use app and good rates Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Beverley Building Society 4.91 from 272 reviews
Savings accounts
from Tandem 4.71 from 211 reviews
Savings
from Mansfield Building Society 4.68 from 1551 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub