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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Impressive products all round

Impressive products all round, surpassed my expectation. Excellent product, great and easy user friendly app with full control over managing money instantly. Reviewed on: 20th February 2023

So simple and great service

Set up is easy, transfering is easy, rates are competitive, everything is easy, just the way it should be. Reviewed on: 20th February 2023

Simple and rewarding

Easy to use and operate, flexible savings options Reviewed on: 20th February 2023

Great account

Very happy with the account and app Reviewed on: 20th February 2023

The best savings app out there.

Easy to setup and use. Money moves around instantly. Excellent security and wonderful intuitive app. Reviewed on: 20th February 2023

Great

Great interest rate m, great service Reviewed on: 20th February 2023

Excellent and easy

Great interest rates and really straightforward to open Reviewed on: 20th February 2023

Fats to open, great rates, great innovation (pots)

Great idea that you can easily move money ebtween differernt term "pots" without creating lots of extra accounts. So fast to open - much better than traditional bank offerings Reviewed on: 20th February 2023

So easy

I've already recommended 2 family members after setting up my account through the app. Easily the best savings account I've had. Reviewed on: 20th February 2023

Zopa

A great way to do your banking due to it's ease of use and excellent rates. I recommend this to all my friends Reviewed on: 20th February 2023

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