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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great tiered savings account

I really like the easy control over the notice I give on different pots of money and therefore the interest rates I get. It's a nice clean way of handling savings in one place. Reviewed on: 20th February 2023

Savings account

Great savings account. Can have multiple accounts with different access notice periods and different interest rates, very flexible Reviewed on: 20th February 2023

Simple and easy

Really intuitive platform for saving and managing money. Also it has great rates on the cash savings accounts Reviewed on: 20th February 2023

Great bank

Great bank, app is so easy to use, really great for savings Reviewed on: 20th February 2023

Great banking

Easy to use. Top rates of interest. Highly recommended Reviewed on: 20th February 2023

Excellent flexibility

Zopa allows us to save money in a way that works best for us. Which has been fantastic when saving for a house. It offers better interest rates than high street banks and has an easy to use app. We would highly recommended Zopa. Reviewed on: 20th February 2023

Very able and flexible

Had for a while and it is nice and flexible and easy to use Reviewed on: 20th February 2023

Smart saving pots are amazing

I love saving in Zopa as allows me to organising my savings and rename pots. Also pots I don’t need access to I get to fix for a better rate! Reviewed on: 20th February 2023

Excellent rates and easy to use

Zopa have the ‘pots’ concept where amounts can be committed for various time periods to maximise the return vx flexibility Reviewed on: 20th February 2023

Very Good

Great user interface, easy to use and manipulate money effectively Reviewed on: 20th February 2023

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