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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Smart saver

Great options for tiered saving rates depending on term Reviewed on: 20th February 2023

Quality savings products

The interest rate is highly competitive and the app is so easy to use. Reviewed on: 20th February 2023

Zopa is the best

Simple to set up, manage and the App is extremely user friendly. Reviewed on: 20th February 2023

Top company

Fantastic easy to use service and would recommend to anyone seeking a easy to use savings account Reviewed on: 20th February 2023

Simple Good Rate Savings

Easy to use, very transparent on how to manage your savings. Reviewed on: 20th February 2023

Brilliantly simple

Got recommended Zopa by a friend. Held off putting money anywhere, as I knew I may need access to it at the drop of a hat. Zopa ticks all the boxes. Great rate, easy access, all on a very simple to use app. Reviewed on: 20th February 2023

Easy to use Company

Easy to use app and well displayed. would recommend to anyone. Reviewed on: 20th February 2023

Really simple - a great way to save.

Zopa has been a great way for me to start my saving journey. Would recommend to friends and family. Reviewed on: 20th February 2023

The Easy to Use Smart Saver!

Zopa has been incredibly helpful for me as a person who struggles to manage finances. With Zopa I can create different pots with different interest rates that allows me to organise my finances with ease. Reviewed on: 20th February 2023

User friendly, top rates

As above really cannot say more than that. Really easy to use, user friendly app. Best interest rates on the market for most of the year, easy to lock away (and unlock) for better rates but for short periods of your choosing to an extent. Recommended Reviewed on: 20th February 2023

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