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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa, absolutely brilliant

I love using Zopa for my savings as I can have instant access and 90 day access at my fingertips. The interest rate is good and mostly changes before others. I have recommended Zopa to others and three family members have already ,moved their saving accounts and are very happy. Overall I’m very happy I moved my accounts to Zopa. Reviewed on: 20th February 2023

Excellent

Brilliant service, always helpful Reviewed on: 20th February 2023

Simple and easy with excellent rate

A totally fuss free way to a good rate on savings with genuine ease of movement of funds (via phone) and really easy accessibility. Reviewed on: 20th February 2023

Easy app to use, great interest rates

Easy app to use, great interest rates Reviewed on: 20th February 2023

Easy, quick and seamless

Great product, easy to use and navigate and all very transparent. Reviewed on: 20th February 2023

Easy and Accessible

The savers are clear, you're told the interest you've made and can split into pots to save for specific goals Reviewed on: 20th February 2023

Easy and rewarding

there are 3 great choices in saving, easy to use, easier to choose. Everything is so well "labelled" I use 3 different accounts for different savings and. Getting my money when I need is quick and easy. I will not use any other savings bank from now on Reviewed on: 20th February 2023

Easy, good banking app

Very easy to use, good interest rates Reviewed on: 20th February 2023

Great

Great customer service, easy to use and very speedy withdrawals! Reviewed on: 20th February 2023

Great experience!

Zopa always provides a competitive rate and have been really quick to react to the changing interest rates. Transfers in and to my account are made extremely quick and always come with confirmation for peace of mind. Their app is really easy to use to manage and track my savings. Reviewed on: 20th February 2023

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