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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple, competitive, fast

I’ve been using Zopa’s savings product for a few months now and am very happy with the simplicity of their app, the interest rate offered, the interest being paid monthly, and how quickly topups are through Faster Payments. They now offer the ability to link your bank account in the app rather than do a transfer but I’ve not tried this option. Reviewed on: 20th February 2023

Amazing

Super impressed with Zopa, so easy to set up and use ☺️ Reviewed on: 20th February 2023

Currently Leading The Way

Very useful savings platform with great rates. Good flexibility with accounts and easy to use. Reviewed on: 20th February 2023

Super easy savings

Great flexibility and easy to use app. Makes saving clear and quick. Reviewed on: 20th February 2023

Great phone app

Very easy to navigate around this app ,A fair interest rate on easy access deposits. Reviewed on: 20th February 2023

Great saving scheme

Really easy to set up and keep you updated with news Reviewed on: 20th February 2023

Easy savings

It was so easy to set up my account and having the pots with different goals and interest rates has made me much more aware of not keeping everything as 'easy-access/low-interest'. Love checking the balances and seeing my savings grow. Great bank!! Reviewed on: 20th February 2023

Excellent all-round

I’ve been a Zopa customer for a number of years and would always highly recommend them. My accounts are so easy to manage, adding and withdrawing money using the app is a breeze. Reviewed on: 20th February 2023

Easy to use and simple to see you savings

I am always dubious about saving money online but Zopa was simple to set up and is very easy to use. I like that it's linked to one of my main bank accounts to allow easy of transferring money. The interest rate is also an added bonus :) Reviewed on: 20th February 2023

Zopa nice and friendly with good rates.

Invested some savings with Zopa on the recomendation of the MSE Reviewed on: 20th February 2023

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