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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy savings

It was so easy to set up my account and having the pots with different goals and interest rates has made me much more aware of not keeping everything as 'easy-access/low-interest'. Love checking the balances and seeing my savings grow. Great bank!! Reviewed on: 20th February 2023

Excellent all-round

I’ve been a Zopa customer for a number of years and would always highly recommend them. My accounts are so easy to manage, adding and withdrawing money using the app is a breeze. Reviewed on: 20th February 2023

Easy to use and simple to see you savings

I am always dubious about saving money online but Zopa was simple to set up and is very easy to use. I like that it's linked to one of my main bank accounts to allow easy of transferring money. The interest rate is also an added bonus :) Reviewed on: 20th February 2023

Zopa nice and friendly with good rates.

Invested some savings with Zopa on the recomendation of the MSE Reviewed on: 20th February 2023

Easy to set up, excellent rates of interest

Very impressed by Zopa, easy to set up and the app is very good. Slight delay when withdrawing money, but it's worth it. Reviewed on: 20th February 2023

Good app, decent interest

The Zopa app is very easy to use and the interest paid is comparable with fixed term accounts even though it is an easy access account. Reviewed on: 20th February 2023

Saving made easy

I use Zopa for transferring excess amounts sitting in my current account within seconds. It enables me to move money without a lot of time effort. Easy to track, easy to check on and I feel no money is sitting there without earning some interest. Reviewed on: 20th February 2023

Great savings products, easy to access and use

Great savings products, easy to access and use Reviewed on: 20th February 2023

Easy savings

Makes saving easy with easy access Reviewed on: 20th February 2023

Great savings account

It’s very easy and secure to use. Much better interest rates offered than my bank savings account. I like having the giving notice accounts as it offers a better return and it’s not instantly accessible. Reviewed on: 20th February 2023

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Zopa: Smart Saver reviews

89% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Zopa Smart Saver reviews (8149)

Flexible, high interest, easy to use banking app

Easy savings

Excellent all-round

Easy to use and simple to see you savings

Zopa nice and friendly with good rates.

Easy to set up, excellent rates of interest

Good app, decent interest

Saving made easy

Great savings products, easy to access and use

Easy savings

Great savings account

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Credit card

Join Smart Money People

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