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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to set up, excellent rates of interest

Very impressed by Zopa, easy to set up and the app is very good. Slight delay when withdrawing money, but it's worth it. Reviewed on: 20th February 2023

Good app, decent interest

The Zopa app is very easy to use and the interest paid is comparable with fixed term accounts even though it is an easy access account. Reviewed on: 20th February 2023

Saving made easy

I use Zopa for transferring excess amounts sitting in my current account within seconds. It enables me to move money without a lot of time effort. Easy to track, easy to check on and I feel no money is sitting there without earning some interest. Reviewed on: 20th February 2023

Great savings products, easy to access and use

Great savings products, easy to access and use Reviewed on: 20th February 2023

Easy savings

Makes saving easy with easy access Reviewed on: 20th February 2023

Great savings account

It’s very easy and secure to use. Much better interest rates offered than my bank savings account. I like having the giving notice accounts as it offers a better return and it’s not instantly accessible. Reviewed on: 20th February 2023

Best savings option

Easy to open, great rate and still can use my cash if required. Reviewed on: 20th February 2023

Easy to set up, use and access, with competitive interest rates

Setting up the account was really quick and easy. The app is very user friendly and easy to use. Interest rates are very competitive. Can only recommend. Reviewed on: 20th February 2023

Great App and interest rates!

Swapped to Zopa for my savings as they were above and beyond anything my bank offered. Great app, nice and easy to use, very happy!! Reviewed on: 20th February 2023

Good bank

Very easy to use. Very glad I came across them Reviewed on: 20th February 2023

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