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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use

Easy to use interface the multiple pots makes savings easier to manage. Reviewed on: 20th February 2023

Simple and Easy to Set Up

I found my account really easy and simple to set up, payments are quick and easy to make and I can see exactly how much I have saved away. Being able to separate my savings in to various pots gives me more control over my savings and helps me stay on top of my finances. Reviewed on: 20th February 2023

Really impressed with Zopas smart saver

It’s so easy and quick to use. I can set up as many saving accounts as I like and switch money between them instantly which is amazing and really useful for me Reviewed on: 20th February 2023

Best rate

App based and easy to use with the best savings rate. Reviewed on: 20th February 2023

Great service & saving

Simply does everything a Savings Bank should. Reviewed on: 20th February 2023

Easy come, easy go

No other saver is quite like it. When I was first introduced to Zappa’s Smart Saver, I thought that it would be too complicated to use and maintain an eye on several pots. However, saving seems to be so much easier. I am able to spread out my savings for different future projects and use the saving rates as a guide for how quick I wish to access the money. So far, I have been able to plan for renovations on the new house I have just purchased. With the rise in interest rates, this has helped saving small amounts which would otherwise have lost their potential value. Smart Saver has helped me take control over my savings and future like never before. Reviewed on: 20th February 2023

Easiest and best saving account

Best, easy and flexible saving account Reviewed on: 20th February 2023

A neat little app

Needed somewhere to keep my savings that was competitive in terms of interest and easy and efficient to use. Zopa was the answer, set up in minutes, and not driving me mad with repetitive adverts Reviewed on: 20th February 2023

Easy to set up combined with great interest rates and higher interest pots easily available.

I opened a savings account with Zopa last year and have used it to save for my house mortgage deposit. I tried to open a few other online savings accounts but they were very awkward to set up. Zopa was light years ahead in this respect, very straight forward to set up and get opened quickly. I found the interest rates combined with the ease of access to funds a winning combo, along with being able to move money very easily between pots to get higher interest rates when needed. I have already recommended the Zopa savings account to multiple friends who have opened their own accounts. Reviewed on: 20th February 2023

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