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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great bank

Brilliant interest rate and increased rate for different pots is incredibly helpful! Reviewed on: 20th February 2023

Easy to use saver

Great access with the regular pot and you can boost funds and interest rates by committing to 30/90 days withdrawal. Reviewed on: 20th February 2023

Very impressed

Love how easy it is to move money around. Interest rates great. Reviewed on: 20th February 2023

Easy to use

Easy to use interface the multiple pots makes savings easier to manage. Reviewed on: 20th February 2023

Simple and Easy to Set Up

I found my account really easy and simple to set up, payments are quick and easy to make and I can see exactly how much I have saved away. Being able to separate my savings in to various pots gives me more control over my savings and helps me stay on top of my finances. Reviewed on: 20th February 2023

Really impressed with Zopas smart saver

It’s so easy and quick to use. I can set up as many saving accounts as I like and switch money between them instantly which is amazing and really useful for me Reviewed on: 20th February 2023

Best rate

App based and easy to use with the best savings rate. Reviewed on: 20th February 2023

Great service & saving

Simply does everything a Savings Bank should. Reviewed on: 20th February 2023

Easy come, easy go

No other saver is quite like it. When I was first introduced to Zappa’s Smart Saver, I thought that it would be too complicated to use and maintain an eye on several pots. However, saving seems to be so much easier. I am able to spread out my savings for different future projects and use the saving rates as a guide for how quick I wish to access the money. So far, I have been able to plan for renovations on the new house I have just purchased. With the rise in interest rates, this has helped saving small amounts which would otherwise have lost their potential value. Smart Saver has helped me take control over my savings and future like never before. Reviewed on: 20th February 2023

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