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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Super slick smart saving!

I came across Zopa and the Smart Saver when looking up the best instant access rates towards end of 2022. It was so easy to open, boost pots and manage the app and make my hard earned cash earn a great rate of interest. Zopa have always reviewed their rates when BoE makes changes and although not currently the most competitive on market, I am confident they are customer orientated and as such, have already got my husband and mother being smart savers too! Reviewed on: 20th February 2023

Best saving account

Excellent saving account better than higher street banks. Very flexible and easy to use app. Had no problem since opening my account and I am very happy to continue saving with Zopla. Reviewed on: 20th February 2023

App and account set up easy to use

Most steamlibed account opening process. App is also very easy to use. Reviewed on: 20th February 2023

Amazing, quick and easy

Zopa app is super transparent, easy to manoeuvre. Creating different pots for specific things allow you to focus on your priorities/wants. Reviewed on: 20th February 2023

Excellent app

Very user friendly and quick to use Reviewed on: 20th February 2023

All good

Great and easy to use app. Good interest rate which has increased since first opening Reviewed on: 20th February 2023

Easy to help you save

Easy to use pots to save for certain reasons and different access times for each pot Reviewed on: 20th February 2023

Intuitive interface - accessible to all

A great product built around simplicity and flexibility for it users. Reviewed on: 20th February 2023

Simple and straightforward

The app is brilliant.. so easy to use and the application process is so quick and easy. Great interest rates too. I've recommended to everyone!!! Reviewed on: 20th February 2023

Easy to plan for savings and spending to maximise interest earning

When I have savings put aside for future spending I can choose where to keep them for when I need it to maximise interest earned Reviewed on: 20th February 2023

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