Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

View other Zopa products

4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use

Nice easy interface witha great rates! Reviewed on: 20th February 2023

Easy and simple

They have the best interest rates and an amazingly simple app. I can add and withdraw with ease, see my interest every month and know completely where I stand with my savings. Reviewed on: 20th February 2023

Great flexible saving

The smart saver is just what I was looking for, one easily accessible account with the ability to move money into different 'pots' for different uses and higher interest depending on the notice needed. It saves me having to open multiple accounts for different uses. The interest rates are very competitive too!! Accessing the account itself is so easy amd I love the way the account and pots are displayed in the app. Very user friendly! Reviewed on: 20th February 2023

Amazing Savings App

App is amazing and easy to use on both android and Apple devices. Easy to use and navigate and clear and open transactions Reviewed on: 20th February 2023

Amazing banking service

Amazing service, top rates and top service would 100% recommend to everyone! Reviewed on: 20th February 2023

Brilliant way to manage money

The ease and flexibility to transfer money and move across different savings accounts, which varies the interest has been fantastic to save for particular events (e.g. work on the house; or holidays!). I am not inclined to use any other savings account, given the positive experience with Zoopa! Thank you Reviewed on: 20th February 2023

Great interest rates

Ease of use and transfer is great. Thoroughly recommend them to friends and family. Reviewed on: 20th February 2023

Very happy with my savings account

I'm very happy with my savings account, it's easy to use, has a good interest rate and simple to move money about. Reviewed on: 20th February 2023

So easy

Easy to use, love the pots and how easy it is to see your money grow. Reviewed on: 20th February 2023

Great high rate savings

Best instant accent savings account on the market Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Beverley Building Society 4.91 from 272 reviews
Savings
from Enterprise Credit Union 4.97 from 1034 reviews
Savings and investments platform
from Meteor 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub