Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very happy with my savings account

I'm very happy with my savings account, it's easy to use, has a good interest rate and simple to move money about. Reviewed on: 20th February 2023

So easy

Easy to use, love the pots and how easy it is to see your money grow. Reviewed on: 20th February 2023

Great high rate savings

Best instant accent savings account on the market Reviewed on: 20th February 2023

Easy peasy bank for great monthly interest

I have been with Zopa for the last two months and I cannot recommend them enough. I get to save money by gaining monthly interest that is fair on us, the customers. I am happy I found them thanks to Money saving expert Reviewed on: 20th February 2023

Easy

Easy to use with valuable returns Reviewed on: 20th February 2023

They always pass the rate rises on!

Thank you for your efforts to put savers first and by passing in the rate rises almost immediately! Very clear customer centred products. Reviewed on: 20th February 2023

Super straightforward

Zopa is ap based which I was initially nervous about but it is really straightforward and user friendly. Plus they actually put their interest rates up! Reviewed on: 20th February 2023

Quick, Safe, Easy

Great little app, market leading interest rates. What is not to like? Reviewed on: 20th February 2023

Really good service

Very easy to set up, good interest rates Reviewed on: 20th February 2023

Easy to use and good savings rates

I set up the app swiftly and managed to transfer the savings in, and out easily. All good! Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Atom Bank 4.81 from 5213 reviews
Savings
from My Community Bank 4.80 from 1783 reviews
Young Saver
from Metro Bank 4.86 from 392 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub