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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great

So easy, up interest rate automatically Reviewed on: 20th February 2023

So easy, why wouldn't you!

So easy to set up, deal with and great rates of interest, a superb customer journey! Reviewed on: 20th February 2023

Competitive savings

Very happy with the interest rates I'm getting with Zopa. The account creation was straight forward and so far the service has been as you would expect. Recommending to family and friends. Reviewed on: 20th February 2023

Great rates and so easy

My wife, daughter and myself all have saving accounts with Zopa, really easy to set up and manage and great rates. I recommend to everyone Reviewed on: 20th February 2023

Competitive interest rates

So pleased with my smart saver and boosted accounts. Really easy to set up and very intuitive to use. The interest rate is competitive so far. Reviewed on: 20th February 2023

Hard working account

I love the fact that it’s an instant withdraw/pay in account. Very easy and quick to make transactions. Reviewed on: 20th February 2023

Great savings account

Love this savings account - you can create pots for different savings goals Reviewed on: 20th February 2023

Does what is expected.

Easy to use, good interest rates, easy to put in and take out. Reviewed on: 20th February 2023

No problems experienced

Close to table topping interest rates, so worth keeping an account. Reviewed on: 20th February 2023

Bloomin brilliant

The flexibility and control this allows me to have over my savings is excellent Reviewed on: 20th February 2023

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