Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

View other Zopa products

4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great rates and so easy

My wife, daughter and myself all have saving accounts with Zopa, really easy to set up and manage and great rates. I recommend to everyone Reviewed on: 20th February 2023

Competitive interest rates

So pleased with my smart saver and boosted accounts. Really easy to set up and very intuitive to use. The interest rate is competitive so far. Reviewed on: 20th February 2023

Hard working account

I love the fact that it’s an instant withdraw/pay in account. Very easy and quick to make transactions. Reviewed on: 20th February 2023

Great savings account

Love this savings account - you can create pots for different savings goals Reviewed on: 20th February 2023

Does what is expected.

Easy to use, good interest rates, easy to put in and take out. Reviewed on: 20th February 2023

No problems experienced

Close to table topping interest rates, so worth keeping an account. Reviewed on: 20th February 2023

Bloomin brilliant

The flexibility and control this allows me to have over my savings is excellent Reviewed on: 20th February 2023

Cannot beat for interest rates

Best bank for savings without a doubt, so easy to set up and manage your money Reviewed on: 20th February 2023

Best interest rates on easy to use app

From the moment I decided to join zopa saving has been made simple. Downloading and setting up the app was quick and easy with boosted pots and linked to my other bank accounts to quickly transfer money in and out. The interest rates have consistently been better than the competition, so I’d recommend to friends and family. Reviewed on: 20th February 2023

Easy to understand savings

Zopa make saving easy thanks to the simple smart saver options. Easy access or notice period, clear interest rate and rapidly following the market with interest increases. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Post Office 1.56 from 44 reviews
Savings
from London Community Credit Union 3.88 from 4 reviews
Savings
from Glasgow Credit Union 4.94 from 3847 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub