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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Smart - ability to split savings

I think ZOPA is great, I like the fact you can separate out savings into individual “buckets” and even lock some of them down for extra interest. Very easy to use app and definitely helps me save Reviewed on: 20th February 2023

Great rates

Didn’t want to put my savings in a 1 year fixed account as I was looking to buy a house in the meantime. The 90 day locked in account was great as it gave me better rates than most other accounts and I just gave notice as soon as I knew I would need the money. Reviewed on: 20th February 2023

Great service

Super quick and easy to use, UI is simple and to the point. Would recommend to anyone looking to save up some cash :) Reviewed on: 20th February 2023

Easy way to save

Need to save some money for my holiday. Its so easy after opening a protected pot and adding to it each week. Great easy to use app with fast log in to check balances. Reviewed on: 20th February 2023

Fast to respond easy to use

Love how the interest rates increase and the option to access better rates as needed along with easy access Reviewed on: 20th February 2023

Zopa is a brilliant app

I really enjoy using Zopa, its very easy to remove money when needed Reviewed on: 20th February 2023

Fantastic way to save money

I have always used the same bank and have been dubious if other companies, particularly those with apps. But opening this Zopa has helped me saved money with the great interest rates, communication abd simplicity. Reviewed on: 20th February 2023

Easy, high interest rate, great saver

Using the app is super easy and transferring money is very quick. All while offering a high interest rate Reviewed on: 20th February 2023

Simple and easy

Great interest rates that were competitive with the market. I also found the app very intuitive to use. Would recommend. Reviewed on: 20th February 2023

High interest, easy to use

Easy access with actually competitive interest rates. Reviewed on: 20th February 2023

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