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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Flexible account very easy app

IVe used Zopa before and they are very easy to deal with. The app is very clear avd the products offer flexible approach to your saving. I feel in control of my money. The rates are very competitive. All in all a very happy customer! Reviewed on: 20th February 2023

So easy and great rates!

Really impressed with how easy to set up and withdraw from the account! Reviewed on: 20th February 2023

Easy to use and manage

Great account, easy to use and manage, all on an app, no messing about! Reviewed on: 20th February 2023

excellent service

Easy to use and good interest rates Reviewed on: 20th February 2023

Quick easy and intuitive

I’ve loved using Zopa for my savings pots. Reviewed on: 20th February 2023

Easy to use

I'm very impressed with Zopa. I'm a new customer however needed a safe space to build some savings. The ease of use with the account makes me want to keep using it, and I've opened another account with them as I was so impressed. Reviewed on: 20th February 2023

Great easy to use app

great rates and easy to use app, very intuitive Reviewed on: 20th February 2023

Great rates and service

Very happy with the experience I've had with Zopa and would recommend to others. Reviewed on: 20th February 2023

Brilliant company

I have 3 ongoing products with zipa, including my savings account. The account matches leading market companies and is easily accessible to withdraw and top up by direct banking. Can't fault them Reviewed on: 20th February 2023

Quick & easy

Easy to apply for, transfer money into and manage. Interest rates responsive to changes in base rate. Reviewed on: 20th February 2023

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