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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

The Best Money Saver

The process of setting up was straightforward and easy to understand. With the automatic payment option I know I am saving every week and I am notified when my money tops up! Reviewed on: 20th February 2023

Top company

Great product and excellent customer service Reviewed on: 20th February 2023

Quick and easy

Easy to get started saving with flexible options helping to boost saving rates. Will be interested to see how they keep up with interest rate changes for the future! Reviewed on: 20th February 2023

Simple and efficient savings platform

So easy to use with competitive interest rates and a great app Reviewed on: 20th February 2023

Super Easy to use

Zopa was really easy to set up and it's easy to use and to move savings around. They also offer competitive interest rates. I'd recommend Zopa to anyone. Reviewed on: 20th February 2023

Simple, easy to access great interest rate

Been very easy to set up and use Reviewed on: 20th February 2023

Exceptional ease of use and rate

Really impressed with zopa’s savings account. Such an east product. Reviewed on: 20th February 2023

Easy as Pie

Downloaded the App and started saving- Simple! Reviewed on: 20th February 2023

Great savings account

Zopa makes it easy to open and close notice-savings pots and has a prompt notification system for deposits and withdrawals. Reviewed on: 20th February 2023

Very easy to open and use

It was so quick and easy to open an account and start saving. And the ways to save are easy to understand using the app. Reviewed on: 20th February 2023

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