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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy as Pie

Downloaded the App and started saving- Simple! Reviewed on: 20th February 2023

Great savings account

Zopa makes it easy to open and close notice-savings pots and has a prompt notification system for deposits and withdrawals. Reviewed on: 20th February 2023

Very easy to open and use

It was so quick and easy to open an account and start saving. And the ways to save are easy to understand using the app. Reviewed on: 20th February 2023

Convenient

Easy to use app transfers are fast Reviewed on: 20th February 2023

Zopa

Great service easy to use would recommend Reviewed on: 20th February 2023

Easy Access Account with Great Features

I’m so glad I moved to Zopa from a fixed term savings account. The interest rate is better and I can access or move my money whenever I want. The different saving pots is also a great feature. Highly recommend! Reviewed on: 20th February 2023

Great for savings!

Does exactly what it says on the tin Reviewed on: 20th February 2023

Simple Easy Effective

Straightforward account. Easy to use, clear information and great rates. Reviewed on: 20th February 2023

Easy to use and great visibility of savings

The savings pots really helped visualise my savings and I love the ease of being able to lock and unlock pots when needed. Reviewed on: 20th February 2023

Easy peasy

Easy to set up and easy to view and keep up with everything. Reviewed on: 20th February 2023

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