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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Convenient

Easy to use app transfers are fast Reviewed on: 20th February 2023

Zopa

Great service easy to use would recommend Reviewed on: 20th February 2023

Easy Access Account with Great Features

I’m so glad I moved to Zopa from a fixed term savings account. The interest rate is better and I can access or move my money whenever I want. The different saving pots is also a great feature. Highly recommend! Reviewed on: 20th February 2023

Great for savings!

Does exactly what it says on the tin Reviewed on: 20th February 2023

Simple Easy Effective

Straightforward account. Easy to use, clear information and great rates. Reviewed on: 20th February 2023

Easy to use and great visibility of savings

The savings pots really helped visualise my savings and I love the ease of being able to lock and unlock pots when needed. Reviewed on: 20th February 2023

Easy peasy

Easy to set up and easy to view and keep up with everything. Reviewed on: 20th February 2023

Love the ability to have savings pots

Pretty much a perfect savings account. Pots with different interest rates for various fixed periods Reviewed on: 20th February 2023

Great

Easy to open. Easy to save. I would recommend this account. Reviewed on: 20th February 2023

Very good

Amazing savings accounts , helps me organise my money so well Reviewed on: 20th February 2023

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