Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

View other Zopa products

4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

High interest and allows for boosts

A useful account with high interest and the ability to make it go higher with agreeing to give notice of withdrawal. It has an easy to use phone app as well, with smooth access from designated accounts. Reviewed on: 20th January 2023

Love the pots and boosting

Great to be able to separate money into different pots for different things and earn extra interest if I don’t need it for a while. Reviewed on: 20th January 2023

Good overall service offered.

We looked at many options. This one was one of the better ones. Reviewed on: 20th January 2023

Excellent products, good service, really user friendly app

The whole service, product and app are all really good. I like the ability to move money flexibly between different notice period accounts and different pots. Reviewed on: 20th January 2023

Great easy access savings account

Great easy access savings account. Easy platform, great customer service Reviewed on: 19th January 2023

Very impressed with service

I’m very impressed with Zopa savings and customer services Reviewed on: 19th January 2023

Great savings account

I found it so easy to open this account. The app is great, easy to navigate and everything is very clear. Reviewed on: 19th January 2023

Simply easy to use app to control your loans and savings

By far the best company Iv used simple easy and helpful Reviewed on: 19th January 2023

Best Savings account and interest reates

I think it's simple and it has higher saving interest rates than my bank Reviewed on: 19th January 2023

Sound savings account

Fast, easy and very straightforward Reviewed on: 19th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Framework Fair Value Fixed Rate (discontinued)
from Nottingham Building Society 5.00 from 1 reviews
Loyalty Saver
from Nationwide 4.37 from 21 reviews
Savings
from Marcus by Goldman Sachs 4.74 from 115 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub