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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great Technology

Easy to use App. Allows easy transfer of fund both ways from other banks and easy to transfer between saving products Reviewed on: 14th January 2023

Helping hand

Zopa helped us when even my own Bank of thirty years plus would not. Reviewed on: 14th January 2023

Good bank

Very pleased with my card it does more than many banks and no hassle Reviewed on: 14th January 2023

Excellent

Best out there Reviewed on: 14th January 2023

High Easy Access Savings

App - Easy set up for high interest easy access savings. Reviewed on: 14th January 2023

Great product

Very flexible product with competitive interest rate Reviewed on: 14th January 2023

Easy, too savings

Easy to use app and account transfers. Top interest rates Reviewed on: 14th January 2023

Saving like my grandparents!

I love having one account but where I can have pots within this for different things. Reminds me of my grandmother with her savings tin with different slots to save for different things. I remember putting pennies in for her and learning how to manage money and plan ahead so the money was ready when needed. Reviewed on: 14th January 2023

Saving

Overall a good interest return on your money. With easy access Reviewed on: 14th January 2023

Helpful

I have never spoken to customer service. Always text me when payments are due. Reviewed on: 14th January 2023

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