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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Winner Winner Chicken Dinner

Great savings account - show me the money Reviewed on: 12th January 2023

Simple, accessible, user friendly

Vety easy to use and great intrest rates to match Reviewed on: 12th January 2023

Great interest rate

Great rates but would prefer online use rather than just an app Reviewed on: 12th January 2023

Amazing

Being a student with some savings, this app literally saved my bad spending habits, I can schedule the release of my funds and get more money at the same time. They are reliable, the app works perfectly. Thank you so much§ Reviewed on: 12th January 2023

Excellent rates, early response to interest rate rises

Very happy with this provider, very easy to use app. Reviewed on: 12th January 2023

Good interest

Good interest rates, easy to use app, easy to set up account. Reviewed on: 12th January 2023

Great savings app

Great savings app each pot can have a set notice period to increase rate and all in one place.easy to sign up and use Reviewed on: 12th January 2023

Easy to open account

Opening an account with Zopa was very straightforward. The interest rates on offer are very competitive and the smart saver account allows you control over how you manage your savings to suit your lifestyle by enabling you to move funds to a selection of different 'pots' that offer a slightly higher interest. Such a great idea! Reviewed on: 12th January 2023

Innovative

The Smart Saver is a truly innovative product, allowing you to create boosted pots to gain extra interest for tying up your money for various time periods. The app is very slick and the comms from the app are excellent, keeping you up to date with money movements in and out. Reviewed on: 12th January 2023

User friendly

I’m not very good with IT but I have found this banking app easy to install and use. The rate of interest is competitive and communicating is easy. Reviewed on: 12th January 2023

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