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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Could not be better

Really simple to use and fantastic rate of interest Reviewed on: 12th January 2023

Good value savings

Zopa offer a highly competitive savings rate with an easy to use app based account offering flexibility for instant access or higher rates for notice savings Reviewed on: 12th January 2023

Good rates of interest

Good rates of interest. Easy to set up and to transfer money in and out. Highly recommended, l'm very pleased l joined them. Reviewed on: 12th January 2023

Easy to use

Very easy to setup and use - clear App user interface. Fast access. Will recommend to friends :) Reviewed on: 12th January 2023

Competitive and convenient

Competitive returns on this product. Convenient and easy to operate using the app. Innovative. Reviewed on: 12th January 2023

Superb savings account

Oh my gosh, so easy to set up and use. This has made saving part of my weekly routine. The app is actually really enjoyable and simple to use. I would highly recommend it to everyone. Reviewed on: 12th January 2023

Impressed

I am very impressed with Zopa Savings account the interest is one of the best and the app is so easy to use. The acess pots are brillant and very useful. Reviewed on: 12th January 2023

Fantastic savings account

Easy to set up and transfer money either manually or by regular transfer. The ability to set up pots including easy access and notice accounts makes saving for goals easy. The increase in interest rates is also responsive to changes unlike other accounts. I have already recommended to my partner and other friends. Reviewed on: 12th January 2023

Cumulative Savings

Interest is paid each month, no limit, interest on interest payments, interest has been increased as Bank of England increased its rates. It is the only account that does this. Reviewed on: 12th January 2023

Easy set up

Very new to Zopa.But loving what I see so far! Reviewed on: 12th January 2023

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