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Zopa: Smart Saver reviews

4.93
Based on 8,146 reviews, last reviewed 7th May 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent service

5
Never had problem with the providing service Reviewed on: 12th January 2023

Hassle-free savings

5
Easy to open account, very fast processing and transfer times, competitive rates, nice app, easy to withdraw (money usually arrives within minutes) Reviewed on: 12th January 2023

Great savings rates

5
App easy to use and best instant access savings Reviewed on: 12th January 2023

Simple to use

5
Opened a account just to see how it works and I was pleasantly surprised at easy it was to transfer and remove my money Reviewed on: 12th January 2023

Simple to use

5
Simple to use, does what it says and easy to understand Reviewed on: 11th January 2023

Excellent all round service

5
Easy to use and all round excellent service Reviewed on: 11th January 2023

Why save anywhere else?

5
Simple, easy, efficient, best rates Reviewed on: 11th January 2023

Easy to use, good interest rates

5
Their app is easy to use, they have good rates and good flexibility. Easy to set up an account as well Reviewed on: 11th January 2023

Savings on Another Level!

5
Joined Zopa not long ago but I am very impressed about how organized their Saving account have been designed. Within this very savings account, one could create as many pots as desired with options for Boosted Pots where you could fix your money and gain higher interest. It is simply one of a kind! Thank you Zopa…. Reviewed on: 11th January 2023

Saving account

5
It has helped me so much. I need to save for a car holiday spends and a mortgage. Having this saving account has helped me save with ease Reviewed on: 11th January 2023

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