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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very happy with the smart saver account

Quick and easy to set up. Money can be transferred instantly. Very happy so far. Reviewed on: 11th January 2023

Amazing, ease to use app.

Opened Zopa account Easy Competitive Straight forward. Reviewed on: 11th January 2023

So easy to open

Really great rates and a super easy website to use, love the Pots to save and its fun. Reviewed on: 11th January 2023

Excellent app

I find Zopa incredibly easy to manage through the app. You can apply for a range of products quickly and find out your eligibility easily. Reviewed on: 11th January 2023

Zopa Brilliant

Zopa is brilliant, It is very clear and easy. A lot if other serves which is great. Reviewed on: 11th January 2023

The only bank that would let me save.

This bank had been very great in giving me credit and letting me start a savings account. Cannot thank them enough for -Zopa's services. Reviewed on: 11th January 2023

Easy to Use

I recently opened a savings account with Zopa and find their rates competitive. I particularly like the option to easily open additional accounts and also to get extra interest by giving notice for any withdrawals. Reviewed on: 11th January 2023

Excellent product

Brilliant customer service from the start of my experience with Zopa, I can't recommend their overall business acumen high enough and will be enjoying a long business relationships with this company that in my option will fast become a major market leader in the industry Reviewed on: 11th January 2023

Bobs

I love how I can not only create lots of saving pots but depending on when I need the money I can lock them away for a fix time and earn a higher rate. Don’t regret switching Reviewed on: 11th January 2023

Easy saving

Easy to set up and use. Great rates Reviewed on: 11th January 2023

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