Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

View other Zopa products

4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great app which easy to use and secure

Zopa is very professional and gives a great service. Reviewed on: 11th January 2023

Flexible to users needs

Having the option to open multiple accounts with ease and boost the rates on them is incredibly handy. Highly recommend Reviewed on: 11th January 2023

Effortless saving

Effortless application process. Website very easy to navigate. Best interest rate. Reviewed on: 11th January 2023

21st Century Savings

How savings should be in the 21st century Reviewed on: 11th January 2023

Great product.

Simple to open, great rates and easy access... Job done!! Reviewed on: 11th January 2023

Quick access to money

Great interest rates. And very quick access to money when you need it. Reviewed on: 11th January 2023

The best value

So easy to use and great rates too. Reviewed on: 11th January 2023

simple. good interest

Easy to sign up with working due diligence system. Transparent t and c. Good app. Practical savings tiers at attractive rates. No gimic sign-up rates. Reviewed on: 11th January 2023

Competitive interest rate and app easy to navigate

Fast and user friendly and market leading saving interest rates Reviewed on: 11th January 2023

Refreshing.

Zopa has impressed me with its straightforward approach, openness and transparency. They lead the market in interest rates too which is all very refreshing. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed rate bonds
from Nottingham Building Society 4.92 from 98 reviews
Savings
from Norwich and Peterborough Building Society 5.00 from 2 reviews
Loyalty Saver
from Nationwide 4.37 from 21 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub