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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Amazing

5
Very helpful, good rates of interest. Easy to navigate app. Reviewed on: 11th January 2023

Easy

5
Simple to use and competitive product. Reviewed on: 11th January 2023

Superb

5
Great App, great rates, easy to use Reviewed on: 11th January 2023

Savings

5
Very easy to use and excellent interest rates Reviewed on: 11th January 2023

Amazing

5
Easy application and set up. Simple terms in easy read format. Reviewed on: 11th January 2023

Best interest rate

5
The best east access interest rate for the majority of the year! Reviewed on: 11th January 2023

Great savings account

5
Competitive rates that increase with each Central interest rate rise Reviewed on: 11th January 2023

So easy to manage

5
Smartsaver was so easy to set up Also transferring money to nominated accounts is a breeze together with the interest rates are really competitive Reviewed on: 11th January 2023

So easy to hsd

5
Amazing savings account. So easy to use and move money to and different pots for different interest levels Reviewed on: 11th January 2023

Great interest rates

4
Best easy access interest rates O could find. Very easy to use with app too Reviewed on: 11th January 2023

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