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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy

Easy to transfer money and the savings are right there Reviewed on: 11th January 2023

Super Saver super easy

excellent app and brilliant rates Reviewed on: 11th January 2023

Great rates and great app

One of the best saver interest rates and app user interface is one of the best. Reviewed on: 11th January 2023

Simple, straightforward and generous

Zopa always seem to be the first bank to pass on any rise in interest rates. After years and years of low inflation, finally savers are being rewarded, and Zopa is currently the account to beat. Reviewed on: 11th January 2023

Reasonable saving rates

One of the first banks to increase savings rate since inflation and lots of options available and reliable for an online bank. Reviewed on: 11th January 2023

Excellent service

They offer excellent service and great savings rates. What’s not to like? Reviewed on: 11th January 2023

Easy to use

Simple app and products, enabling you to move money into different pots, and select different terms/rates. It does what it tries to, successfully. Reviewed on: 11th January 2023

Great Way To Save!!

I love the option of creating separate saving pots as it makes it a lot much easier to reach my goals and keep track of my finances. Reviewed on: 11th January 2023

Great offering

Easy to use app Love the pots Rates adjusted up quicker than most Pity it’s capped at £85k Reviewed on: 11th January 2023

Easy saving with great rates

So easy to choose how to split you savings in to different rates that suits your needs Reviewed on: 11th January 2023

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