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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Very good

Very good and easy to get all the information you need Reviewed on: 15th January 2026

The app is just so easy to navigate, you can see you...

The app is just so easy to navigate, you can see your balance easily Reviewed on: 15th January 2026

Zopa savings

I was with Zopa when they were pier lenders. Now my savings are there. They are brilliant. Reviewed on: 15th January 2026

Family Savings Bank

I use Zope for my main savings account and for both my children's savings. Easy to use app, easy access to our money whe required. Reviewed on: 15th January 2026

Very good.Zopa Smart Saver

Very good. Great portal. Great app. Good interest rate. Responsive customer service. Reviewed on: 15th January 2026

Great product, great app.

The App is easy to use. I like the fact that you can have multiple pots to save for different things and depending if you want instant access or happy to wait different lengths of time your interest rate increases the longer you can wait. Transferring money to your nominated account is also very easy. Reviewed on: 15th January 2026

Very nice service all good and easy

Very nice service all good and easy Reviewed on: 15th January 2026

Zopa - fair and fuss free

Zopa have been efficient, straightforward, honest and supportive. Rates, terms and conditions are transparent and fair. Reviewed on: 15th January 2026

Best rates ,easy to get loans and best rate at credi...

Best rates ,easy to get loans and best rate at credit cards Reviewed on: 15th January 2026

Very good service always keep me informed

Very good service always keep me informed Reviewed on: 15th January 2026

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