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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great product

Easily accessible and good customer support Reviewed on: 11th January 2023

Save

Offers the best saving rates for uk banks and app and registration is very easy Reviewed on: 11th January 2023

So easy too use

Excellence can have lots little savings pots , an lock them for different times much easier when saving up for some thing special Reviewed on: 11th January 2023

Zopa meets the needs of savers

Zopa is so straight forward adjusting interest rates in line with market rates. Reviewed on: 11th January 2023

Great and easy to use

I love my account I also got a credit card and it’s so easy to use Reviewed on: 11th January 2023

Excellent

The whole process of opening my account was so easy and great instant access savings rate. Reviewed on: 11th January 2023

Easy savings

Once seeing your savings accounts recommended by The Sunday Times I have been pleased with the ease of setting up the account and the interest paid. Reviewed on: 11th January 2023

Great rates, great app!

Very simple to use the app, and market-leading interest rates Reviewed on: 11th January 2023

Very easy to set up on the app and great interest rates too

The app is not daunting to use. The different savings rates are consistently the best on the market. Definitely recommend ZOPA. Reviewed on: 11th January 2023

Great savings account with 1% cashback on daily spend

Great savings account with 1% cashback on daily spend. Reviewed on: 11th January 2023

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