Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

I consider my zopa savings account 1st class as all...

I consider my zopa savings account 1st class as all transactions both in and out are very safe & fast too. Well done Zopa. Reviewed on: 15th January 2026

Highly recommend

Great service always reply quickly and very helpful. Reviewed on: 15th January 2026

Reliable and Competitive Financial Provider

Great financial provider. App is simply, straightforward and informative. Good saving rates and the credit card has a favourable APR. Highly recommend them. Reviewed on: 15th January 2026

Great service but constant problems with the app, tr...

Great service but constant problems with the app, tried applying for loan only for system to keep crashing Reviewed on: 15th January 2026

Very good card and rate .

Very good card and rate . Always there to help. Reviewed on: 15th January 2026

Can’t fault the service they have given me, always c...

Can’t fault the service they have given me, always clear instructions of what is needed of me whenever I have a problem and clear explanation of next steps Reviewed on: 15th January 2026

Easy to use web site.

Easy to use web site. Competitive saving rates. Reviewed on: 15th January 2026

Splendid bank.

Easy application. Fast response. Excellent continuous contact when necessary. Best savings rate for my level of investment. Highly recommend. Reviewed on: 15th January 2026

Excellent Service & great products.

I have been with ZOPA for some time now and all their products, in my opinion are the best. Their customer service is quick and nothing is too much trouble. Great rates all round. Reviewed on: 15th January 2026

Super Zopa

painless and easy to use…………………………………………………………………… Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from OakNorth 4.86 from 759 reviews
Savings
from Commsave Credit Union 4.21 from 4 reviews
Regular Saver Account
from first direct 4.76 from 149 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub