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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

So easy to use

So straightforward to use and great options to balance out you savings! Reviewed on: 11th January 2023

Good rates, easy to use

Very competitive interest rates, and app is extremely easy to use. Transferring money also very simple and quick Reviewed on: 11th January 2023

Simply the best.

Fantastic customer service, great rates and lots to choose from. Reviewed on: 11th January 2023

Easy and Flexible

I recently joined Zopa, it was quick and easy to do. I find the flexibility to put money into different pots with higher interest rates for locking up savings for longer periods of time useful. While the primary easy access pot offers the strongest interest rate I can find anyway. Reviewed on: 11th January 2023

Easy to use App

Love the app. I also love it how interest rates are changed automatically! Reviewed on: 11th January 2023

Top savings!

Recommend by MoneySavingsExpert - what’s not to like! Reviewed on: 11th January 2023

Recommend

Zopa is an easy access saving account. Opening the account was smooth and easy. The interest rate is great and one of the highest Reviewed on: 11th January 2023

Great bank

So easy to save by setting up multiple pots. Reviewed on: 11th January 2023

Great rates and flexibility

Great rates and the flexibility of having multiple pots that you can name at different notice periods is excellent Reviewed on: 11th January 2023

Fab savings account

Good rates, easy to use, options to tie some funds up if you wish and tge rates increase even when youre in a tied in account Reviewed on: 11th January 2023

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