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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easiest thing ever!

Saving my money has never been easier with the zopa app. It’s so easy to use and navigate around, there’s no complicated stuff to it where even my parents in the 60s are able to use it without my help! Truly an amazing product well done zopa Reviewed on: 11th January 2023

Excellent, seperate pots and boosted pots are great

My favourite savings app, being able to separate savings into different pots is a great feature and being able to quickly boost the interest rate is awesome. Reviewed on: 11th January 2023

Brilliant service

Easy to sign up. Good service. Good choice of accounts Reviewed on: 11th January 2023

So easy to use

So straightforward to use and great options to balance out you savings! Reviewed on: 11th January 2023

Good rates, easy to use

Very competitive interest rates, and app is extremely easy to use. Transferring money also very simple and quick Reviewed on: 11th January 2023

Simply the best.

Fantastic customer service, great rates and lots to choose from. Reviewed on: 11th January 2023

Easy and Flexible

I recently joined Zopa, it was quick and easy to do. I find the flexibility to put money into different pots with higher interest rates for locking up savings for longer periods of time useful. While the primary easy access pot offers the strongest interest rate I can find anyway. Reviewed on: 11th January 2023

Easy to use App

Love the app. I also love it how interest rates are changed automatically! Reviewed on: 11th January 2023

Top savings!

Recommend by MoneySavingsExpert - what’s not to like! Reviewed on: 11th January 2023

Recommend

Zopa is an easy access saving account. Opening the account was smooth and easy. The interest rate is great and one of the highest Reviewed on: 11th January 2023

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