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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

So easy to use with great savings rates

Set up my account in minutes, had money in it the same afternoon already earning interest. App is easy to use and makes saving so easy at great rates Reviewed on: 11th January 2023

Great rates and simple ux

Very pleased! Simple and rewarding banking -how it should be! Reviewed on: 11th January 2023

Awesome provider

Best savings accoint ive ever had. Easy to use app and notifications. So good my tech-useless mum managed to set her own up! Reviewed on: 11th January 2023

Great savings rate.

Great savings rate. Easy to use app. Reviewed on: 11th January 2023

A really good and easy to use product

Really easy to use, does what it says on the Tin. Reviewed on: 11th January 2023

Excellent

Excellent product, fully supported and easy to fund and withdraw. Rates are excellent, and industry leading. Reviewed on: 11th January 2023

Great app

Great savings app. Easy to use. Would recommend to friends/family. Reviewed on: 11th January 2023

Excellent product and service

Easy to use, best rate of return Reviewed on: 11th January 2023

Really good rates and super easy to use!

Love the Zopa app and the smart saver product. It is super simple to use, boosted pots are amazing. Quick to top up and withdraw funds. Highly recommended!! Reviewed on: 11th January 2023

Savings

Best instant access saving rate Reviewed on: 11th January 2023

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