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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great bank

So easy to save by setting up multiple pots. Reviewed on: 11th January 2023

Great rates and flexibility

Great rates and the flexibility of having multiple pots that you can name at different notice periods is excellent Reviewed on: 11th January 2023

Fab savings account

Good rates, easy to use, options to tie some funds up if you wish and tge rates increase even when youre in a tied in account Reviewed on: 11th January 2023

So easy to use with great savings rates

Set up my account in minutes, had money in it the same afternoon already earning interest. App is easy to use and makes saving so easy at great rates Reviewed on: 11th January 2023

Great rates and simple ux

Very pleased! Simple and rewarding banking -how it should be! Reviewed on: 11th January 2023

Awesome provider

Best savings accoint ive ever had. Easy to use app and notifications. So good my tech-useless mum managed to set her own up! Reviewed on: 11th January 2023

Great savings rate.

Great savings rate. Easy to use app. Reviewed on: 11th January 2023

A really good and easy to use product

Really easy to use, does what it says on the Tin. Reviewed on: 11th January 2023

Excellent

Excellent product, fully supported and easy to fund and withdraw. Rates are excellent, and industry leading. Reviewed on: 11th January 2023

Great app

Great savings app. Easy to use. Would recommend to friends/family. Reviewed on: 11th January 2023

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