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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
88% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

5
Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Great interest rates, keep you updated of any changes

5
Great interest rates, keep you updated of any changes Reviewed on: 15th January 2026

Very easy app to use and very good saver rates.

5
Very easy app to use and very good saver rates. Reviewed on: 15th January 2026

Zopa is an excellent banking app with current and va...

5
Zopa is an excellent banking app with current and various savings account to suit everyone's needs. Customer service and support are efficient and friendly. Highly recommended Reviewed on: 15th January 2026

Very friendly company and always there to help never...

5
Very friendly company and always there to help never had any problems just a truly great service Reviewed on: 15th January 2026

Zopa are easy to deal with.

5
Zopa are easy to deal with. Thankyou Zopa. Reviewed on: 15th January 2026

Very good and reliable I am using the last 2 years w...

4
Very good and reliable I am using the last 2 years with out any problems Reviewed on: 15th January 2026

I saved 1500 pounds on Zopa and I got good interest.

5
I saved 1500 pounds on Zopa and I got good interest. Reviewed on: 15th January 2026

Control Your Outgoings

5
Zopa offers a superb way of keeping control of outgoings and general life expenses, by arranging income in to different pots to cover various bills. Reviewed on: 15th January 2026

Very good it was easy to register with the applicati...

5
Very good it was easy to register with the applications and easy to use Reviewed on: 15th January 2026

I have been hack and used my credit card.

5
I have been hack and used my credit card. Phone in cs and they immediately sorted it out. Reviewed on: 15th January 2026

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