Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

So easy to use, flexible and transparent

So easy to use, flexible and transparent Reviewed on: 15th January 2026

Great company, great customer service

Great company, great customer service Reviewed on: 15th January 2026

Exellent everything from products to customer service

Exellent everything from products to customer service Reviewed on: 15th January 2026

Great bank for saving, credit card and banking would...

Great bank for saving, credit card and banking would highly recommend Reviewed on: 15th January 2026

Very easy to follow website.

Very easy to follow website. Payments made to account almost instantly show. Reviewed on: 15th January 2026

Easy application process but the rates for existing...

Easy application process but the rates for existing ongoing clients could be improved Reviewed on: 15th January 2026

Easy way to use and make payments are easy.

Easy way to use and make payments are easy. Reviewed on: 15th January 2026

I am now retired and living on my state pension only.

I am now retired and living on my state pension only. I need to very selective about where I invest my small amout of savings. I trust Zopa to look after my investments. Its made very easy if I want to switch accounts. The app is very clear easy to use and has lots of interesting information. It gives me peace of mind knowing my precious savings are working hard and safe Reviewed on: 15th January 2026

Zopa both with the credit card facility’s and the Zo...

Zopa both with the credit card facility’s and the Zopa savings account are excellent, both with ease of use on the Zopa APP Reviewed on: 15th January 2026

ZOPA... SO GOOD....!!

AN EXCEPTIONAL CREDIT CARD.FANTASTIC RATES.EASY TO NAVIGATE SITE.I LOVE THE REMINDERS VIA EMAIL AS I HAVE DISABILITIES & MEMORY PROBLEMS.I HOPE TO BUILD MY CREDIT SCORE THIS YEAR,AS IVE USED MY ACCOUNT TO HELP OTHERS.NOW ITS MY TURN.I HIGHLY RECOMMEND ZOPA TO START & MAINTAIN YOUR CREDIT JOURNEY. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

e-Saver Account
from Principality Building Society 4.46 from 15 reviews
Savings
from My Community Bank 4.80 from 1783 reviews
Savings
from Harpenden Building Society 4.24 from 443 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub