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Zopa: Smart Saver reviews

4.94
Based on 7,439 reviews, last reviewed 16th Jan 2026
25100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Zopa smart saver 5* I have for while a smart saver account, actually two, and I love because give me a chance to save how much I can in some months I can put more money i... Read more Reviewed on: 16th January 2026
Paula C's avatar
Paula C

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7439)

Review of the Zopa, Smart Saver:

Zopa has been there for me and I call it...

5
Zopa has been there for me and I call it my go to card Reviewed on: 17th January 2025

Great bank and banking app easy for money transfers...

5
Great bank and banking app easy for money transfers very quick process. Reviewed on: 15th January 2026

ZOPA loans

5
Have used ZOPA for a while now, very easy to use, instant decisions and very good rates..A1 Reviewed on: 15th January 2026

Easy to use, satisfactory returns

5
Easy to use, satisfactory returns Reviewed on: 15th January 2026

Highly recommend Zopa

5
Zopa have always been my go to since I discovered them for savings and credit. Never had any issues with Zopa at all. Highly recommended. Reviewed on: 15th January 2026

Everything about Zopa is spot on.

5
Everything about Zopa is spot on. Easy to navigate round the app. It’s just great Reviewed on: 15th January 2026

Very good website, very easy to use.

5
Very good website, very easy to use. Good range of products and good communications. Reviewed on: 15th January 2026

Excellent service 10/10

5
Excellent service, reliable service Reviewed on: 15th January 2026

Easy access through the app, all the information you...

5
Easy access through the app, all the information you need is easily accessible. I have used many different banking apps and this is the easiest to use. Reviewed on: 15th January 2026

Always helpful and staff always sort any problems I...

5
Always helpful and staff always sort any problems I may have Reviewed on: 15th January 2026

very easy to use and good service

5
very easy to use and good service Reviewed on: 15th January 2026