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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Quick and easy to apply for a loan with an immediate...

Quick and easy to apply for a loan with an immediate decision Reviewed on: 15th April 2025

Easy to complete application, quick approval and mon...

Easy to complete application, quick approval and money arrived not long after. Reviewed on: 15th April 2025

The application was easy and straight forward.

The application was easy and straight forward. Money was in my account within an hour Reviewed on: 15th April 2025

Quick and easy

Was extremely easy to get the loan, details explained well, was informed about every step! Was also very quick! Reviewed on: 15th April 2025

Good customer service, attentive and efficient

Good customer service, attentive and efficient Reviewed on: 15th April 2025

Applying for the loan was easy.

Applying for the loan was easy. Acceptance was quick and the money in place quickly Reviewed on: 15th April 2025

Excellent service

Good experience, good rates. Very good communication Reviewed on: 15th April 2025

Very quick and easy application.

Very quick and easy application. Money on account very quick. Very helpful when you need extra cash. Reviewed on: 15th April 2025

It was easy to get a loan with 118 118 Money.

It was easy to get a loan with 118 118 Money. I like the fact that you can do everything online and the application was super fast. That is my second time with this loan provider and I might even use it in the future if i need it. Reviewed on: 15th April 2025

Simple, reliable and trustworthy.

Simple, reliable and trustworthy. Couldn't ask for more. I am very grateful for 118 118 Reviewed on: 15th April 2025

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