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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

I firstly started with a credit card, then after 6-7...

I firstly started with a credit card, then after 6-7 months got a loan, very easy to use the app and very easy to apply, you also get warnings when your near to your balance to make a payment to make sure you don't you over which is very useful. Reviewed on: 16th April 2025

Easy applicaion fast sevice.

Easy applicaion fast sevice. Money in your accout within the hour... highly recomended.. Reviewed on: 15th April 2025

Hassle free application instant response

Hassle free application instant response Reviewed on: 15th April 2025

Great service.

Great service.The application was fast and i received the loan în my account in the same day.Thank You 118..118 Reviewed on: 15th April 2025

Everything went smoothly with no hassle

Everything went smoothly with no hassle Reviewed on: 15th April 2025

The loan application process was remarkably efficient.

The loan application process was remarkably efficient, with funds disbursed to my account swiftly and exceeding expectations. I highly recommend this service to those requiring expedited loan processing and timely approval notifications. Reviewed on: 15th April 2025

Fantastic brand

Very easy to apply and helped me out. Reviewed on: 15th April 2025

I use the 118 118 card as well as the cash loan, eve...

I use the 118 118 card as well as the cash loan, everything is clear, legible and easy to use. I feel taken care of by 118 118, I receive offers, short information about the approaching payment date, warnings about possible frauds. Overall, I am very happy with 118 118 and I recommend it to everyone. Reviewed on: 15th April 2025

Very fast and efficient process

Very fast and efficient process got the funds the same day and have had no issues since Reviewed on: 15th April 2025

Very friendly to deal with and an excellent 5 star s...

Very friendly to deal with and an excellent 5 star service Reviewed on: 15th April 2025

Very good decision making, Excellent online fast and...

Very good decision making, Excellent online fast and clear decision Reviewed on: 15th April 2025

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