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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1814 reviews)

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4.89

Based on 1,814 reviews, last reviewed 12th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Rip off merchants!! Extortionate interest rates that were not fully disclosed. I missed a payment when I changed jobs as due to my start date I had to wait six weeks to b... Read more Reviewed on: 12th January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1814)

Review of the 118 118 Money, Personal loan:

Very quick to do and easy to apply for

Very quick to do and easy to apply for Reviewed on: 22nd April 2025

User friendly app and fair access to credit.

I find the app easy to use and have access to a good amount of credit despite a poor credit rating due to my business failing a few years ago. The interest rate could be lower, but this will improve with time as my credit rating heals. Reviewed on: 25th April 2025

Friendly team

Was a pleasure to deal with this company Reviewed on: 25th April 2025

Gave me a loan when I needed it great service...

Gave me a loan when I needed it great service Reviewed on: 25th April 2025

Easy and quick, very efficient, clear layout

Easy and quick, very efficient, clear layout Reviewed on: 25th April 2025

I have always found the people very helpful, non jud...

I have always found the people very helpful, non judgemental and polite Reviewed on: 24th April 2025

Spot on first class service quick and easy to do app...

Spot on first class service quick and easy to do application money was sorted in minutes Reviewed on: 24th April 2025

Very good and will recommend

Very good and will recommend to other Reviewed on: 24th April 2025

Quick and simple .

Quick and simple and very easy to apply and reminders every month before the repayment date Reviewed on: 24th April 2025

Highly recommend

Really helped with the loan fast and effective when receiving your money into the bank would highly recommend liked how quick it was for the money to go into the bank the online app is really easy to see and follow gives you accurate account and sees you're balance going down Reviewed on: 24th April 2025

118 118 money is a good leader but the interest rate...

118 118 money is a good leader but the interest rate is higher Reviewed on: 24th April 2025

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