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HSBC: Bank account reviews

Name: Bank account
Rating: 3.91 (1386 reviews)

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3.91

Based on 1,386 reviews, last reviewed 16th Jun 2026

15% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

45%

24%

10%

15%

Latest highest rating:

4

Bank accounts are transparent and straightforward Bank accounts are transparent and straightforward Reviewed on: 12th June 2026

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1386)

Online banking is so easy

HSBC have recently updated their online banking. Its so intuitive and easy to use compared to others I have seen. I have always felt my money is secure banking with HSBC Reviewed on: 12th November 2018

Great experience

consistently helpful and easy to resolve any issues with, no problems in the 6+ years ive been using them Reviewed on: 11th November 2018

Great

Great banking experience , been with them for years ans really happy with them Reviewed on: 11th November 2018

Low overdraft charges

I've been with HSBC for a long time and that's mainly because it's always been so easy. Good online banking and the fact that they don't have a set charge for dipping into your overdraft ( just a daily interest which works out far cheaper) means I'd be reluctant to change. Reviewed on: 11th November 2018

Uninspiring

They do nothing awful and nothing amazing. The middle of the road. Reviewed on: 10th November 2018

Good customer service

Good customer service, they always go out of their way to help in my branch Reviewed on: 9th November 2018

Could try harder

In terms of functionality no complaints, ease of use is good but compared to other banks out there the 'thank yous' you get in the way of cash back offers are poor. Most if all offers are only if you shop online at obscure retailers or those places you would normally shop instore. Take the likes of Lloyds who do mega amounts of cashback deals on lots of places that you eat and shop regularly, with no requirement that you need to shop online! Reviewed on: 9th November 2018

Great service

Helpful ,reliable ,can trust,lots of branches which is very handy as i don't do online banking. Reviewed on: 9th November 2018

Easy banking

No hassle, no lengthy processes, just easy access to my money Reviewed on: 9th November 2018

Unhelpful when needed

unsympathetic when clients are going through tough times financially and refusing to help Reviewed on: 9th November 2018

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