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ASDA Money: Credit Card reviews

Name: Credit Card
Rating: 2.93 (95 reviews)

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2.30

Based on 95 reviews, last reviewed 29th May 2025

100% decrease in 5 star reviews

in the past 90 days

60% decrease in 1 star reviews

in the past 90 days

39%

46%

Latest highest rating:

5

Top marks from me! I’ve had my Asda Money card for well over a year and I’m delighted with it. I use it as my every day card and, aside from finding their processing of... Read more Reviewed on: 7th December 2024

Latest lowest rating:

1

They rip you off on rewards I think it depends how t... They rip you off on rewards I think it depends how they feel sometimes they give you rewards on purchases sometimes they don't for example I spent £10... Read more Reviewed on: 29th May 2025

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About this product

ASDA Money Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do ASDA Money customers like? Find out more about the ASDA Money Credit Card by reading our trusted Smart Money People reviews. You can also write your own ASDA Money Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

ASDA Money Credit Card reviews (95)

Review of the ASDA Money, Credit Card:

INCREDIBLE

I have issues with contactless cards...my two banks happily changed mine to non contactless....BUT Creation(for ASDA) tell me they ONLY issue contactless !,....?? Reviewed on: 12th January 2019

Difficulty because house has 2 names

I was refused a credit card initially. On checking my credit report, I found I had applied in our actual address as 'cottage', they had the address as 'bungalow' so had rejected credit. All was sorted and we are now very pleased with this cashback credit card which we often use. Reviewed on: 19th April 2019

Avoid - very poor service

So difficult to communicate with anyone in the company if you have an issue. They have no people who work for the company who you can contact. It is only via emails and messages and you never get to resolve your issue. Reviewed on: 24th December 2018

Credit limit dropped to £200 - no warning!

One minute my credit limit was £5000, then it was dropped to £200 withouit warning. Because I was not using the card enough. I have an excellent credit rating, so very disappointed they would not budge on this. £200 is useless frankly! It is the lack of warning I object to most ! Reviewed on: 11th December 2018

We knew it was too good to be true.

For a monthly £3 charge it gives 2% cashback at Asda and 0.2% elsewhere. when it first started a few years ago it was 2% at Asda and 1% elsewhere, which we knew couldn't last - and it didn't.However it is still up there with the best of the cashback cards, especially for those who shop and buy petrol at Asda, which is cheap anyway. Reviewed on: 24th November 2018

Mr

Good place, good peaple, excelent policy. Reviewed on: 14th January 2018

An ok Store credit card

If you shop in Asda like we do then this card is good, we get 1% cashback inside the store and 0.5% if used anywhere else, The cashback is paid in the form of vouchers for instore which I build up to use at Christmas time. Ok for us as we always shop in Asda Reviewed on: 6th November 2017

Asda cashback

an easy to operate credit card with the added benefit of cashback. I use the vouchers for Christmas therefore saving money at an expensive time Reviewed on: 27th July 2017

Used and ignored

My hubby had a credit card with Asda, always paid it off. But their particular scheme was ending so we let the card vlose. As he hardly used it. Well, the online only account moved to Santander, then out of the blue a bill arrived sanding a large sum. Couldn't get online to view statements anymore, call centre unhelpful and now this random balance amount has moved to a company called Newday who don't answer their phones quickly, when they do they pass you from pillar to post and still several years on we are trying to chase up what this mystery balance is for and how to close the account and get our money back they have taken which we do not owe! Fuming doesn't cut it! We've never had this before with a credit card, it's lovely they've been selling on a debt that shouldn't exist anyway and no one cares but we keep.payong a monthly amount to stop bailiffs being called to collect this none debt! AHH! Reviewed on: 15th July 2017

Avoid, outsourced to Creation Finance

Applied for the Cashback Credit Plus Credit card, they sent wrong card out. No apologies, said I would have to re apply. Creation Finance who are used are not helpful. Abrupt. Not customer service orientated from my experience. Cancelled card as would not be happy dealing with the call centre from the 2 poor experiences I have had. Reviewed on: 10th July 2017

Would not choose again

I never liked this card. I thought I would get it as my local supermarket became an ASDA store when I moved house, but I was being charged interest every month when I should have been on a 0% offer, and the staff online and over the phone weren't very helpful with my issue. Would not recommend Reviewed on: 5th July 2017

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