Smart Money People Logo

Best Cash ISAs

4.34

Based on 70 reviews

A product by Lloyds Bank

A Lloyds Bank cash ISA can be opened from as little as £1, depending on which one you choose. Lloyds Bank offer one or two year fixed rate cash ISAs, Club...

4.06

Based on 82 reviews

A product by Barclays

A Barclays Cash ISA can be opened with just £1. Barclays offer a wide range of ISAs including instant access, fixed rates and reward accounts. If you already bank with Barclays,...

3.95

Based on 265 reviews

A product by Virgin Money

Virgin Money offer a range of Cash ISAs. Products include fixed rate Cash ISAs or Easy Access and Defined Access if you want to pay in and withdraw money at any...

3.59

Based on 56 reviews

A product by Halifax

Halifax offer a range of cash ISAs that are fixed rates or instant access. Halifax Cash ISA products include ISA Saver Fixed, ISA Reward Bonus Saver, ISA Saver Variable and Instant...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

3.37

Based on 71 reviews

A product by Santander

Santander have a range of ISAs with a choice of fixed rates and variable rates. The Santander Easy Access ISA needs a minimum deposit of £500 to open the account. Santander...

Don't see your company?

Sign up and claim your business listing to start managing reviews and getting customer insights

Frequently asked questions

What is a Cash ISA?

A Cash ISA (Individual Savings Account) is similar to a regular savings account, but you earn tax-free interest on your savings.

How many Cash ISAs can you have?

As long as you don't exceed the annual contribution limit, you can technically have as many Cash ISAs as you like. You can have Cash ISAs with different providers, although some will only let you have one Cash ISA with them.

How much can you put into a Cash ISA each year?

As of the 2025/26 tax year, the annual ISA allowance is £20,000. This is the maximum amount you can save in any ISAs you have, and this isn't restricted to just one ISA. You can save up to £20,000 in Cash ISAs, Stocks and Shares ISAs, and one Lifetime ISA in a single tax year.

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.

Collage of people